Programmes

Three programmes, each built for a different kind of need.

One session, five weeks, or four months — the right scope depends on what you are trying to understand. All three are held at our Cyberjaya studio or over video.

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Our approach

How we work across all three programmes.

Start with what you have

We work from the participant's actual situation — their bank statements, their pay slips, their current accounts — rather than from abstract examples that may not apply.

No jargon without explanation

If a technical term comes up in a session, the facilitator explains it in plain language before using it again. Financial literacy is built gradually, not assumed.

Leave with something concrete

Every programme ends with something the participant can take away — a clear picture of one month's cash flow, a set of weekly frameworks, or a printed five-year household plan.

Programme 01

Monthly Money Walk-Through

Single session · approx. 90 minutes · RM 490

A ninety-minute session for adults who would like to look at one recent month of their spending and saving in the company of a calm facilitator. The session covers the shape of the month's cash flow, any irregular items that might be better planned for in future, and one or two small, realistic adjustments the participant feels ready to try.

The programme is deliberately modest in scope. It is not a financial plan, and it is not a comprehensive audit. It is a structured first look — one month, one conversation, one set of observations — held either at the Cyberjaya studio or over video.

What the session covers

Full review of one month's inflows and outflows
Identification of irregular or unplanned items
One or two realistic, participant-chosen adjustments to consider
Brief written notes from the facilitator, shared after the session

How it runs

You send one month's bank statement (or bring it on your phone) ahead of the session

The facilitator reviews it and prepares a simple summary of the month's shape before you arrive

The session walks through the summary together, with space for questions

Brief written notes from the session are sent to you within 48 hours

A second person (partner or household member) is welcome at no additional charge.

Enquire About This Programme

A table with a bank statement and notepad

Best suited for

Adults who have not previously reviewed their spending with a professional
Those who want a first look before committing to a longer programme
Couples who want to look at a shared month of household finances

A small group seated around a table with reading materials

Best suited for

Professionals in their twenties or early thirties on their first or second job
Those who want structure across five weeks rather than a single deep session
People who find they retain things better in a group learning setting

Programme 02

Young Professionals Group Programme

Five weeks · two hours per session · groups of up to 8 · RM 1,620

A five-week small-group programme for professionals in their twenties and early thirties, meeting once a week for two hours. Groups are capped at eight participants and meet at the Cyberjaya studio, with reading materials sent in advance each week.

The content is built for someone earning a working-age income in Malaysia — it covers the documents and decisions that come up early in a professional career, and it does so without assuming significant prior knowledge.

Topics across the five weeks

Reading a pay slip: gross pay, deductions, EPF, SOCSO, PCB

Setting up saving instructions: accounts, proportions, and how to make it require less willpower

EPF as a long-horizon account: how to think about it, what voluntary contributions involve

Personal insurance: what it is, how it is priced, how to think about what you need

Medium-term saving goals: what they look like on a typical working income in the Klang Valley

Reading materials sent ahead of each weekly session
Studio-based, with video attendance possible for select sessions
No financial products recommended or discussed in sales terms

Enquire About This Programme

Programme 03

Five-Year Written Plan Engagement

Four months · four meetings · RM 4,350

A four-month engagement that produces a short written household plan describing current financial position, considered priorities, and a small set of annual checkpoints across the next five years. The plan is printed on good paper and handed to the household at the closing session.

The engagement is built around four meetings: a detailed listening session where the facilitator gathers information about the household's current position and what they are trying to work toward; two working sessions on current position, medium-term goals, and risk; and a closing review where the document is read line by line together before being handed over.

Four meetings, four months

Listening session: Understanding current position, what the household owns, owes, earns, and spends

Working session one: Current financial position in detail — assets, liabilities, monthly structure

Working session two: Medium-term goals and risk — what the household is trying to reach and what trade-offs feel acceptable

Closing review: The completed document is read line by line and any points are discussed before handover

Twelve to eighteen pages, written in plain language
Printed on quality paper — a physical record, not a PDF
Payment can be split: half at start, half before session three
Suitable for individuals, couples, or households

Enquire About This Engagement

A printed document on a wooden table with natural light

Best suited for

Households wanting a considered written record of their financial priorities
Couples about to make significant medium-term financial decisions
Individuals who want more depth than a single session can provide

Choosing a programme

A side-by-side view of what each programme includes.

If you are not sure which programme suits your situation, this table may help. You are also welcome to write to us and ask — we are happy to talk through the options.

Feature	Walk-Through RM 490	Group Programme RM 1,620	Five-Year Plan RM 4,350
Duration	90 min · 1 session	5 weeks · 10 hrs total	4 months · 4 meetings
Group or individual	Individual (+ guest)	Small group (max 8)	Individual or couple
Uses participant's own financial data
Written materials sent in advance
Covers EPF, insurance, tax context	Partial
Produces a written document	Brief notes		Printed plan
Payment split available

All three programmes are available at the Cyberjaya studio or over video for individual sessions.

Shared standards

What holds across all three programmes.

No product referrals

No financial product is recommended during any session, regardless of programme type.

Data stays in the session

Participant financial information is held in confidence and not shared with third parties.

Reviewed content

Materials are reviewed before each cohort to keep EPF rates, tax figures, and insurance benchmarks current.

Transparent pricing

All fees, stated clearly.

There are no introductory offers that revert to higher rates. The fee shown is the fee you pay.

Walk-Through

RM 490

per session

One 90-minute session
One month's cash flow reviewed
Brief written notes after session
Second person welcome at no extra charge

Enquire

Write to us before you decide.

If you have read through the programmes and are unsure which one fits your situation, we are happy to have a brief conversation before you commit. There is no pressure involved on our end.

Contact Alder House